{"id":7414,"date":"2026-04-15T09:35:04","date_gmt":"2026-04-15T09:35:04","guid":{"rendered":"https:\/\/akhbaronline.co\/hunter\/covea-valide-son-modele-et-se-fixe-de-nouveaux-objectifs-a-2028\/"},"modified":"2026-04-15T09:35:07","modified_gmt":"2026-04-15T09:35:07","slug":"covea-valide-son-modele-et-se-fixe-de-nouveaux-objectifs-a-2028","status":"publish","type":"post","link":"https:\/\/akhbaronline.co\/hunter\/covea-valide-son-modele-et-se-fixe-de-nouveaux-objectifs-a-2028\/","title":{"rendered":"Cov\u00e9a valide son mod\u00e8le et se fixe de nouveaux objectifs \u00e0 2028"},"content":{"rendered":"<div id=\"\">\n<p>L\u2019assureur mutualiste Cov\u00e9a marche \u00e0 nouveau sur ses deux jambes. Sur son c\u0153ur de m\u00e9tier, l\u2019assurance dommages de particuliers, o\u00f9 il est le num\u00e9ro un en assurance auto et en assurance habitation, Cov\u00e9a, qui regroupe trois marques embl\u00e9matiques (MMA, GMF et MAAF), retrouve la rentabilit\u00e9 et un ratio combin\u00e9 sous le seuil des 100\u00a0% \u00e0 98,7\u00a0%. C\u2019est le fruit d\u2019un redressement des tarifs (+\u00a08\u00a0% en auto, +\u00a010\u00a0% en MRH), d\u2019un toilettage des portefeuilles (contraction de 1\u00a0%), notamment chez MMA, et d\u2019un contexte sur les march\u00e9s financiers plut\u00f4t favorable. Le r\u00e9sultat net des activit\u00e9s non-vie en France est ainsi multipli\u00e9 par trois \u00e0 650\u00a0millions d\u2019euros.<\/p>\n<\/div>\n<div id=\"\">\n<p>De l\u2019autre, les activit\u00e9s de r\u00e9assurance, log\u00e9es \u00e0 90\u00a0% dans Partner Re, restent un large contributeur au r\u00e9sultat malgr\u00e9 un retournement de cycle qui voit les prix baisser, particuli\u00e8rement en r\u00e9assurance \u00ab\u00a0Cat Nat\u00a0\u00bb, un effet change d\u00e9favorable avec le recul du dollar face \u00e0 l\u2019euro et le co\u00fbt des incendies en Californie (250\u00a0millions d\u2019euros en net). Le p\u00f4le d\u00e9gage ainsi un r\u00e9sultat net de 719\u00a0millions, en baisse de 30\u00a0% par rapport \u00e0 2024, une ann\u00e9e exceptionnelle. \u00c0 noter que le holding Cov\u00e9a Coop\u00e9rations, qui porte \u00e0 la fois des activit\u00e9s de r\u00e9assurance en run-off et des portefeuilles de r\u00e9assurance vie acquises aupr\u00e8s de SCOR, est \u00e0 nouveau dans le vert, contre une perte nette de 335\u00a0millions d\u2019euros un an plus t\u00f4t sur des provisions sur la r\u00e9assurance vie.<\/p>\n<\/div>\n<p><a href=\"https:\/\/www.latribune.fr\/article\/banques-finance\/assurance\/21336525497151\/covea-valide-son-modele-et-se-fixe-de-nouveaux-objectifs-a-2028\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019assureur mutualiste Cov\u00e9a marche \u00e0 nouveau sur ses deux jambes. Sur son c\u0153ur de m\u00e9tier, l\u2019assurance dommages de particuliers, o\u00f9 il est le num\u00e9ro un en assurance auto et en assurance habitation, Cov\u00e9a, qui regroupe trois marques embl\u00e9matiques (MMA, GMF et MAAF), retrouve la rentabilit\u00e9 et un ratio combin\u00e9 sous le seuil des 100\u00a0% \u00e0 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7415,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[163,3668,3664,78,1008,3666,3667,3665],"class_list":["post-7414","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","tag-163","tag-3668","tag-covea","tag-finance","tag-fixe","tag-modele","tag-objectifs","tag-valide"],"_links":{"self":[{"href":"https:\/\/akhbaronline.co\/hunter\/wp-json\/wp\/v2\/posts\/7414","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/akhbaronline.co\/hunter\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/akhbaronline.co\/hunter\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/akhbaronline.co\/hunter\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/akhbaronline.co\/hunter\/wp-json\/wp\/v2\/comments?post=7414"}],"version-history":[{"count":1,"href":"https:\/\/akhbaronline.co\/hunter\/wp-json\/wp\/v2\/posts\/7414\/revisions"}],"predecessor-version":[{"id":7416,"href":"https:\/\/akhbaronline.co\/hunter\/wp-json\/wp\/v2\/posts\/7414\/revisions\/7416"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/akhbaronline.co\/hunter\/wp-json\/wp\/v2\/media\/7415"}],"wp:attachment":[{"href":"https:\/\/akhbaronline.co\/hunter\/wp-json\/wp\/v2\/media?parent=7414"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/akhbaronline.co\/hunter\/wp-json\/wp\/v2\/categories?post=7414"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/akhbaronline.co\/hunter\/wp-json\/wp\/v2\/tags?post=7414"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}